39 year old self employed profesional

Hi im currently unhoused and looking for a nice room to stay in. I work full time 5_6 days per week. Ive just came out of a serious realationship and sleeping in my van at night and working in the day. Affordiblity isnt a problem its my credit rating thats shot. I get paid every friday and can transfer with out fail on the day. I hope someone can understand my possition. Thanks Jay