Okay, we know its a boring word but protecting your stuff in a new place is actually pretty important. Here are some things to think about.
Shared contents insurance
This is probably the one to go for in a shared property itll cover the contents of your room if theyre lost, damaged or stolen (including fire and floods), but it might not protect items elsewhere in the house or outside (like a bike). Itll protect your deposit too because it covers the landlords fixtures and fittings.
Student possessions insurance
Its the kind that covers students, obviously. Youll need it to cover both halls living and rented shared housing Endsleighs will insure the contents of your room, laptop and mobile phone. Theyll replace laptops or mobile phones within 24 hours too, so sadly youve got no excuse for missing lectures
Insuring your phone or gadgets is probably cheaper to do separately some policies will cover up to ten gadgets, and cover loss, theft and accidental damage as standard.