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Living costs at top universities differ by up to £11K

Students know London is the most expensive city in the UK to live in, but may be unaware of the dramatic differences between rents in other university towns and cities.

  • The difference between renting in the most and least expensive top-20 ranked non-London universities - Edinburgh and Sheffield - is almost £11K over a three-year degree.
  • Sheffield, Liverpool and Leeds are the cheapest top-20-ranked university cities for rent. All have average room rents well below the UK average of £748 per month.
  • London students will spend, on average, £35,280, on rent over a three-year degree. But it's possible to spend less than £20K on rent in six top university cities.

Students collecting their A-level results on 14 August will have more than just grades on their minds. Those setting their sights on university face the first hike in tuition fees in England and Wales since 2017 and an average student loan of £53,000 to repay1.

Data from flatshare site SpareRoom could help students work out where to study if they want to keep costs down without compromising on their education. It reveals Sheffield to be the cheapest top-20-ranked university city for rent. Students will pay, on average, £520 per month to rent a room including bills, or £6,240 per year. This is £228 per month lower than the average UK room rent, currently £748 per month.

London is, of course, the most expensive city to live in and students planning to attend one of the capital's top universities, including SOAS, Birkbeck, LSE, King's College and UCL, will also need to factor commute costs into their budgets. The average London room rent is now £980 per month, according to SpareRoom's rental index, with the cheapest rents to be found in the E postcode area (£944).

The price difference between renting in the most and least expensive top-20 ranked university cities for rent outside of London - Edinburgh and Sheffield - is £3,636 per year or £10,908 over the course of a three-year degree.

The maximum maintenance loan available to full-time students living away from home and studying outside London in 2025-26 is £10,5442. Renting in Edinburgh costs, on average, £9,876 per year, leaving just £668 per year or £56 per month towards other living expenses3.

The cheapest top-20-ranked universities for rent after Sheffield (£520 per month) are Liverpool (£532), Leeds (£581), Nottingham (£587) and Newcastle (£604). The cheapest rents in the top-45 ranked university cities and towns can be found in Bangor and Hull, at £500 per month.

Outside of London, Edinburgh (£823) tops both Oxford (£813) and Cambridge (£795), as well as York (£751) and Bristol (£732) as the most expensive top 20 university cities for rent.

League table rank University City / Town / Postcode Average monthly room rent Average annual room rent Average room rent over 3 years
=45 Bangor University Bangor* £500 £6,000 £18,000
=45 University of Hull Hull £500 £6,000 £18,000
=26 University of Aberdeen Aberdeen £507 £6,084 £18,252
12 University of Sheffield Sheffield £520 £6,240 £18,720
20 University of Liverpool Liverpool £532 £6,384 £19,152
=34 Swansea University Swansea £552 £6,624 £19,872
21 Lancaster University Lancaster £561 £6,732 £20,196
=34 Loughborough University Loughborough £563 £6,756 £20,268
=34 University of Dundee Dundee £569 £6,828 £20,484
25 University of Leicester Leicester £572 £6,864 £20,592
=26 Queen's University Belfast Belfast £579 £6,948 £20,844
15 University of Leeds Leeds £581 £6,972 £20,916
16 University of Nottingham Nottingham £587 £7,044 £21,132
=22 Durham University Durham £589 £7,068 £21,204
=32 University of East Anglia Norwich £590 £7,080 £21,240
=39 University of Kent Canterbury £592 £7,104 £21,312
19 Newcastle University Newcastle £604 £7,248 £21,744
=45 Northumbria University Newcastle £604 £7,248 £21,744
11 University of Birmingham Birmingham £613 £7,356 £22,068
=39 Aston University Birmingham £613 £7,356 £22,068
=39 University of Essex Colchester £621 £7,452 £22,356
=45 University of Stirling Stirling (based on FK9)* £625 £7,500 £22,500
=22 University of Exeter Exeter £641 £7,692 £23,076
=26 Cardiff University Cardiff £651 £7,812 £23,436
14 University of Southampton Southampton £659 £7,908 £23,724
=45 Bournemouth University Bournemouth £663 £7,956 £23,868
=45 University of Portsmouth Portsmouth £664 £7,968 £23,904
10 University of Glasgow Glasgow £687 £8,244 £24,732
10 University of Glasgow Glasgow £687 £8,244 £24,732
=39 University of Strathclyde Glasgow £687 £8,244 £24,732
8 University of Manchester Manchester £689 £8,268 £24,804
13 University of Warwick Warwick (based on CV34) £691 £8,292 £24,876
=26 University of Reading Reading £716 £8,592 £25,776
9 University of Bristol Bristol £732 £8,784 £26,352
=26 University of Sussex Brighton £743 £8,916 £26,748
18 University of York York £751 £9,012 £27,036
=45 Royal Holloway, University of London Egham (based on TW20) £769 £9,228 £27,684
24 University of St Andrews St Andrews (based on KY16) £783 £9,396 £28,188
=26 University of Surrey Guildford £786 £9,432 £28,296
=39 Brunel University of London Uxbridge (based on UB8)* £792 £9,504 £28,512
2 University of Cambridge Cambridge £795 £9,540 £28,620
=32 University of Bath Bath £799 £9,588 £28,764
1 University of Oxford Oxford £813 £9,756 £29,268
5 University of Edinburgh Edinburgh £823 £9,876 £29,628
=45 Heriot-Watt University Edinburgh £823 £9,876 £29,628
17 Queen Mary University of London London £980 £11,760 £35,280
3 Imperial College London London £980 £11,760 £35,280
=34 St George's, University of London London £980 £11,760 £35,280
=39 City, University of London London £980 £11,760 £35,280
4 UCL London £980 £11,760 £35,280
6 King's College London London £980 £11,760 £35,280
7 London School of Economics and Political Science London £980 £11,760 £35,280
=34 Birkbeck, University of London London £980 £11,760 £35,280
=45 SOAS University of London London £980 £11,760 £35,280

Matt Hutchinson, director of flatshare site SpareRoom, comments: “A combination of high demand and short supply in the rental market means there's no such thing as cheap rents. But there are university towns and cities where living costs are considerably more affordable and, across a three-year degree, can offer a substantial discount on the total cost of attending university which students going through clearing should be aware of.

“Students should expect rents to increase during their course and budgeting is important as maintenance loans may cover rent and bills, but there might not be much left for other living expenses, such as food or going out with friends. Those planning to live further away from campus to save money should also factor in travel costs, as these can be significant.”